Lay-bye payment options

Lay-bye payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free.

Why buy on lay-bye?

A lay-bye allows you to get the most out of your budget in 3 ways:

No Credit Checks Needed

We do not ask for bank statements, payslips or your credit score.

Up to 6 Months to Pay

We offer you 1 – 6 months to pay. Items are yours upon full payment.

Interest-free Payments

Unlike buying on credit, 0% interest is charged on lay-bye.


How to use our lay-bye payment option in-store

A lay-bye allows you to get the most out of your budget in 3 ways:

Bring a copy of your SA ID or your passport to your nearest store to apply.

Pay a deposit to reserve your item.

We keep your item in-store until you have paid your lay-bye instalments in full.