Lay-bye payment options
Lay-bye payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free.
Why buy on lay-bye?
A lay-bye allows you to get the most out of your budget in 3 ways:
No Credit Checks Needed
We do not ask for bank statements, payslips or your credit score.
Up to 6 Months to Pay
We offer you 1 – 6 months to pay. Items are yours upon full payment.
Interest-free Payments
Unlike buying on credit, 0% interest is charged on lay-bye.
How to use our lay-bye payment option in-store
A lay-bye allows you to get the most out of your budget in 3 ways:
Bring a copy of your SA ID or your passport to your nearest store to apply.
Pay a deposit to reserve your item.